Not on any Eastbourne Borough Council or East Sussex County Council or most estate agents or chartered surveyors websites is it revealed that 3,119 residential freeholders and leaseholders of Sovereign Harbour property must pay a unique Annual Estate Rentcharge of £263.55 per residential unit for 2020 in addition to council taxes, property insurance, management fees and ground rents. Nor is it stated that in no other flood area or harbour or marina area or private estate anywhere else in Britain, the UK, Europe or the world is this Annual Estate Tax similarly payable. Part of it is for Environment Agency-provided flood defence. A much wider flood zone area than just Sovereign Harbour is involved, affecting more than 15,500 homes from Eastbourne to Bexhill on Sea, 8 miles east. But the Sovereign Harbour Trust and Premier Marinas, both owned by The Wellcome Trust, make only landowning or leasing Sovereign Harbour residents and their successors pay it, not neighboring communities equally affected, or businesses including managing agents and property developers. This makes Sovereign Harbour the only place in the UK, Britain and the world with both such a unique and unfair combined resident-subsidized harbour charge and Environment Agency-levied surcharge. A second unique covenant requires owners/leaseholders of 369 South Harbour properties in the water feature precinct to pay a further annual charge of of more than £328. It is the only such water feature in the world that applies such a charge to properties adjacent to or overlooking it. Notice about this second covenant is also withheld by most estate agents from prospective buyers of relevant Sovereign Harbour South properties.
|Annual Estate Rentcharge||Disability Association||E-mails||Council Tax Wrongs||Sovereign Harbour||Property Guidelines|
By Keith A. Forbes at firstname.lastname@example.org. He and his wife live in Sovereign Harbour North, Eastbourne. A disabled journalist, he is a member of the UK's The Society of Authors and an activist for the elderly and disabled.
Accessibility on and affordability of trains
Poor by international standards. Older/disabled people are now even more apprehensive about using trains.
Our trains are the most expensive in the world. For the 10th year in a row fares increased from 1 January 2020 at a higher rate than salaries and wages. Government claims that hugely higher costs are justified because of massive public and private-sector investment that will result in brand-new and more railway cars, better service and more frequent trains. The UK's Network Rail, the state-owned entity that owns all the tracks of the nation's rail network, which is accountable to Minister of Transport Grant Shapps, MP, appears paralyzed with incompetence.
All we have seen so far, for years, are delayed or cancelled trains, timetable changes that have gone horribly wrong and caused huge delays. Buses have replaced trains far too often due to work on the lines. Changes to remove guards from trains who help the elderly and disabled have led to strikes galore. No such constant chaos has occured on any European railway. There, train costs are considerably less. Our system is so expensive because travelers not government bear the burden. No other government has such an abhorrent policy for train users. We have been told of the now-monumental cost of finishing the proposed east-to-west HS3 line. On television we have seen and heard reports of horribly crowded trains, especially on the Manchester and Leeds line and of problems galore on the Northern and other lines.
But what we have not seen or heard of at all, despite all the clamor from so many different sources for a modern, world-class train service, is the introduction at long last, of double-decker or bi-level trains trains now so common in most of the European Union, Canada, USA and dozens of other countries. See https://en.wikipedia.org/wiki/Bilevel_rail_car. We need such compatibility instead of continuing chronic inferiority in our train system. We need a total upgrading of our rail system to make it possible to use double-decker carriages, including a total revamp when necessary of signaling and safety requirements.
Britain began the world’s railways but instead of continuing the initiative and remaining first it became last by default. Britain now has the slowest yet most costly and least efficient railway system in the world. Britain’s railway commuters have paid the cost owing mostly to British Government ineptitude and inertia and will continue to do so until a drastic wholesale change of attitude and policy occur.
The use of double-decker (otherwise known as bi-level) carriages resolves capacity problems on a railway, avoiding other options which have an associated infrastructure cost such as longer trains (which require longer station platforms), more trains per hour (or adding extra tracks besides the existing line).
Dutch bi-level train. Other models, currently used abroad include Bombardier Multi-Level Coaches
Bi-level trains are claimed to be more energy efficient, and have a lower operating cost per passenger. A bi-level car may carry up to twice as many as a normal car, with double the amount of seating, without requiring double the weight to pull or material to build. Bi-level trains may take longer to exchange passengers at each station, since more people will enter and exit from each car but this should not be a problem here in the UK, just as it is not elsewhere. The increased dwell time at each station they serve makes bi-level trains most popular both on long-distance routes which make fewer stops (and may be popular with passengers for offering a better view) and for east-to-west services like the proposed HS3 route such as Leeds to Manchester and return. Presently, this particular service with its overcrowded conditions offer nothing but misery. It is based on a Victorian system designed originally for less than half the passengers it carries now/
Bi-level cars may not be usable in countries or on older railway systems, such as we have in the UK, with low loading gauges. But at least one British company has developed a plan for double-decker trains that will fit current systems. See https://railway-news.com/aeroliner3000-fully-compatible-double-decker-train-great-britain/. But will our government agree to this development? See https://www.railway-technology.com/features/seeing-double-uk-ready-embrace-double-decker-trains/.
Passengers with Disabled Railcards are particularly affected by the presently appalling standards affecting them.. Beyond the UK it is a legal requirement for seniors and disabled to be assisted when getting on and off trains. Here in the UK the disabled, elderly and frail do not have the same legislated and properly enforced protections. Again and again the disabled find that despite arranging assistance well in advance and being assured it will be offered, no one is available when needed to help the disabled get off the train with its wide gap between the train and platform and/or assist with luggage.
It infuriates the disabled and elderly when those not qualified to sit in seats clearly marked for the elderly or disabled or heavily pregnant women cannot sit there because passengers who are young, fit and able ignore the signs and occupy those seats. All the above matters are now receiving international attention.
Action on Fraud must be real, not just words and inaction
Every day now we hear news reports on people, especially the disabled and/or elderly, frail, living alone, lonely, vulnerable, widows and widowers who have been conned by online, offline, postal and TV advertising fraudsters. Collectively, they have lost millions of their personal savings and many have also suffered horrific permanent depression and stress. We are urged to report these actual or attempted frauds to organisations such as Action on Fraud and, when they occur online, to our Internet Service Providers BT or Plus Net or Sky or TalkTalk, etc.
They promise to help but what they do is nothing concrete. This author has complained nine times about it to BT, has asked for action but on each occasion has received the same standard silly answer. Those in corporate and public authority should be required to practice what they preach, work with our borough and County Councillors and Members of Parliament, Police, etc. nationally to get really tough on fraudsters. They must be hunted down and convicted.
Prison times for fraudsters, presently so inadequate, should be tripled. They should be required to pay their victims full restitution plus a 50 percent penalty as their first priority and if they cannot do so within three months of their conviction in any other way their homes should be sold by their local authorities and their prison times extended until they have done so, as due punishment for ruining the lives of their innocent victims.
BBC's stoppage of Free TV for all over 75s is blatantly unfair
In June 2019 The BBC ended free-to-all-over 75s’ TV and will implement this when it takes over TV Licensing from the government. The benefit was originally introduced in November 2000, when the Department for Work and Pensions agreed to pay the government directly for TV licences for those over the age of 75. Then-Chancellor of the Exchequer George Osborne made the decision to hand responsibility for it to the the BBC. The BBC now believes it is now able to charge for its and all other non-BBC broadcasting in line with inflation.
If all households which are liable don't pay the TV Licence tax the BBC, via a third party private entity, chases down and prosecutes them in the courts for refusing to pay.
By late 2019 protests to Parliament numbered over 660,000. But how can Parliament be trusted to act in support of the protestors when all Members of Parliament irrespective of their political stripes collectively voted in favour of handing responsibility of the benefit over to the BBC?
In no other part of the world do people over 75 years old have to pay a TV tax, not even in Norway and the other European countries that have a similar TV tax for younger viewers. TV taxes are a peculiarity of Europe. But in Ireland and elsewhere in the EU people over 70, not 75, get free TV and so do others not over 70 who qualify via a means test.
People in Canada, USA and beyond Europe are aghast that we are taxed to watch TV at all, appalled that over 75s have to. Canadians watch CBC and other channels Canada at no TV licensing cost, so do all in the the USA. Its Public Broadcasting Service (PBS), National Public Radio and equivalents are free, with donations purely voluntary.
Not known by many in the UK and by the great majority in the rest of the world is that the BBC alone, no other broadcasters of radio and TV in the UK, receives the income from the licence. Thus we have the flagrantly unjust situation where the BBC is now both the sole monopolistic regulatory agency and sole recipient via the government of the TV Licence payments.
The BBC now expects all over 75s, except the relatively few receiving means-tested Pension Credit, to stop getting free TV which also means that under the Telecommunications Act which includes the TV Licence, over75s will have to pay the TV Licence fee to get lawful usage at home of laptops, iPads, notebooks, smartphones and the like, even when those pensioners do not watch any BBC television programs but prefer ITV or the many other non-BBC channels.
The BBC claims exclusivity of a TV tax on the basis of no BBC advertising but this is patently not true. It constantly advertises and promotes ad nauseam its own programmes on BBC TV channels, sometimes for up to five minutes at a time. Its UK Government-approved Director General has attempted to justify this BBC charade by saying it needs additional funding to carry on its advertising-free mission. Frankly, in this day and age when most people now use online commercial entities of one kind or another to do most of their communicating, who cares if the BBC does become a commercial entity?
Under the Equality Act the BBC should surely be equal, not superior, to other broadcasting services and share, not take 100% of, the TV Licence. It should not have the exclusive right to such a statutory advantage and at such an expensive annual cost to all households.
One can only hope that if a USA-UK trade deal is negotiated in the foreseeable future, the future of the BBC itself, not just the NHS, will be part of the package on offer. The BBC should be, but is not, as decent in all respects to the British public as the USA's Corporation for Public Broadcasting is to the American public with its nation-wide collection of free-to-the public (but contributable on a voluntary basis) stations in its TV Public Broadcasting Service and National Public Radio.
In this connection, it is especially interesting and revealing that there is already a similarly named but UK-owned PBS America (see https://www.pbsamerica.co.uk/) service operating in the USA. So surely, under a new trade agreement being considered between the UK and USA, a USA-owned British-domiciled BBC entity should be allowed to operate in the UK! Many people now want the BBC, not the UK's National Health Service, to be part of that deal.
In the USA, the BBC earns millions of dollars from prominent commercial advertisers. This has been obvious to Britons holidaying in the Caribbean, where BBC services from both the UK and the USA via http://www.bbc.com are routinely available from most Caribbean hotel rooms where there is no equivalent to the UK's TV Licensing tax.
The BBC receives over £800 million annually from franchising to over 80 countries, with programming such as its Strictly Come Dancing, historical drama and other shows as merely a few examples of UK taxpayer-paid programming sold world-wide, to rake in further millions.
It just should not be allowed to get away with making the over 75s pay for watching television. To many of the over 75s, widows and widowers in particular and/or those disabled, watching TV at no cost to them is a major factor in helping to fend off loneliness. The elderly, frail and disabled in particular, especially in the winter when they cannot get out, depend on TV not only to keep them company but to keep them mentally alert. Stopping it now will be seen as a monumental anti-humanitarian action on the part of our Members of Parliament.
To many viewers, The BBC, which once reigned supreme as the best of all radio and television anywhere in the world, has deteriorated hugely. It has become a largely irrelevant views, not news, service.
Concealed by the BBC in its Annual Report is the fact that BBC Studios has delivered a fat profit in its first year as a commercial subsidiary, with BBC Worldwide up 42%. Results have demonstrated a strong base for the newly integrated BBC Studios which began trading on 3 April 2018.
They reveal that each commercial entity joined together to form a single commercial group from a strong financial base, with BBC Studios reporting headline sales of £432.0m and EBITDA of £7.2m in its first year of trading, and BBC Worldwide showing an increase in EBITDA to £118.3m, while sustaining cash returns to the BBC above £200m for a fourth successive year. Tim Davie,"
There has been a series of big structural changes in the overall BBC corporate structure. These include merging BBC Studios and Worldwide to get into intellectual property in a big way; launching sign-in for the iPlayer and getting provisional approval for programmes to be on for 12 months; launching Britbox (now announced); launching BBC Sounds; and the partnership with Discovery.
Every morning on BBC 1 we get a gaggle of giggling, simpering idiot presenters who talk to themselves mostly, or all talk at once, with their views not news, instead of addressing their comments to the audience. At night, before 11 pm, we get rubbish views but not news from political commentators and journalists, all of whom are paid far too much for offering so little. Journalists and others asked to appear on panels are paid well for it, out of public funds to give their views - not news - on political and other events.
The BBC's Newswatch is a nonsense. In theory, it broadcasts complaints by viewers about the level, quality and impartiality of BBC news coverage. In fact, all it does, on a BBC channel only, not an independent non-BBC one, is to get BBC-only managers to justify the way news programmes are broadcast. Not once has there been an apology from the BBC on a Newswatch programme. It is a total farce.
The BBC wastes UK taxpayers money in other areas, such as with many staff speaking foreign languages to deliver BBC views and news to non-English-speaking countries abroad. The days are long over when the British Empire ruled over much of the world.
Today, virtually all countries and islands big and small have their own TV, radio and other telecommunications services. There is no longer any justification in any possible way for all UK households to continue to have to pay the TV license fee tax solely to the BBC. The latter claims falsely it follows an independent point of view in presenting its shows. It that was really the case then how can it justify its claim to its monopolistic TV Licensing Fee exclusivity?
MPs and Local Authority Councillors scandal. Jeremy Hunt MP, who campaigned unsuccessfully in 2019 to become Prime Minister, has claimed TV for MPs is a part of their job, a legitimate business expense, not a benefit. New Prime Minister Boris Johnson, who achieved an 80-seat majority in the UK's General Election on 12 December 2019, has so far declined to say whether he will act to help the over 75s in this matter.
Former culture secretary John Whittingdale said free TV licences were "not a fundamental pillar of the welfare state". He said that when the benefit had been introduced in 2000, it cost the government £365m, and as of last year, the cost to the BBC was £660m - a significant chunk of the corporation's total budget.
Age UK and other agencies have pleaded in vain with MPs to right this wrong but have been ignored. The news has now been spread all over the world that on this matter alone the UK is not at all the democracy it has long claimed to be but instead is an autocracy that in many ways including this one treats its over 75 voters with contempt.
What is dreadful is that unlike most pensioners the UK's MPs, many of whom with their salaries, pensions and expenses mostly all earn well over £100,000 a year - see https://www.parliament.uk/about/mps-and-lords/members/pay-mps/ get the equivalent of FREE TV LICENCES even when under 75 because they can claim their TV license as legitimate business expenses. Yet they have majority-approved this monstrous wrong.
It is not well known but an undeniable fact that many local authority councillors can also write off their TV Licence cost as a business expense. But can most others also claim the cost of their TV License as a legitimate business expense? No. In fact, no politician at any level national or regional or local will get the vote of millions of over 75s who will now to pay £154.50 from the year 2020 to watch TV in the future because the government has handed over its responsibility for funding the concession solely over to the BBC.
To add insult to injury, the BBC, already paying its over-rated news announcers and personalities huge salaries out of the public purse that commercial stations cannot afford, announced in late 2018 that in 2019 it is paying 30% more to its senior executives.
Their salary increases, not basic salaries, will be up to £75,000 a year. The number of BBC managers earning more than £150,000 a year now exceeds 102, four more than in 2018 despite a public promise to reduce the number.
The BBC has published the latest list of its highest-paid stars later as part of its annual report. Some stars have had pay increases, while others have dropped down the list and there are also some new joiners. Bear in mind that not all earnings are published - for example, Zoe Ball's earnings for Strictly: It Takes Two are not included, as that is produced by BBC Studios, which is classed as a commercial entity. The stars of other high profile programmes produced by BBC Studios - such as Top Gear and Doctor Who - are also missing for the same reason.
Every year the BBC alone - because the other TV channels cannot afford it because unlike the BBC they do not receive a penny of the TV Licence - mounts the glittering Strictly Come Dancing extravaganza with its millions of £ in expenses in performers, costumes and judges.
It also hosts the annual Children in Need show with similar extravagance. Only because with the annual TV Licence they can afford it.
No other country that also has a TV Licence takes such outrageous advantage of the latter by staging such shows.
Here's a list of the biggest earners at the BBC in 2019:
Gary Lineker - £1,750,000-£1,754,999. Match of the Day, Sports Personality of the Year and World Cup
Chris Evans - £1,250,000-£1,254,999. Evans left the BBC and began working for Virgin Radio in January 2019. So his figure reflects just nine months of work on the Radio 2 breakfast show.
Graham Norton - £610,000-£614,999. BBC Radio 2 Saturday show and BBC TV fee for a range of programmes such as Eurovision - but not including his BBC One chat show. 2017/18: £600,000-£609,999
Huw Edwards - £490,000-£494,999. BBC News and and news specials. The BBC has previously reported he's taken a pay cut.
Steve Wright - £465,000-£469,999. Radio 2 afternoon show.
Alan Shearer - £440,000-£444,999. Match of the Day and World Cup. 2017/18: £410,000-£419,999
Andrew Marr - £390,000-£394,999. Start the Week, The Andrew Marr Show and documentaries.
Claudia Winkleman - £370,000-£374,999. Radio 2 show and various TV programmes. Excludes her Strictly performances, separately covered and not disclosed by BBC Studios.
Zoe Ball - £370,000-£374,999. Ball's figure only covers what she earned for hosting the breakfast show in the first three months of this year, plus her earnings for the Saturday-only Radio 2 show she hosted prior to that.
Jason Mohammad - £355,000-£359,999. Final Score, Radio 5 Live, Radio 2's Good Morning Sunday, Radio Wales, snooker, Commonwealth Games, World Cup. 2017/18 figure: £260,000-£269,999
Vanessa Feltz - £355,000-£359,999. Radio 2 show, Radio London show, Radio 2 cover. 2017/18 figure: £330,000-£339,999.
Nicky Campbell - £340,000-£345,999. Radio 5 Live breakfast show.
Stephen Nolan - £325,000-£329,999. Nolan Live, Radio Ulster show and Radio 5 Live shows.
George Alagiah - £315,000-£319,999. BBC News. 2017/18 figure: £290,000-£299,999.
Nick Grimshaw - £310,000-£314,999. Radio 1 breakfast show and then moved to Radio 1 drivetime.
Lauren Laverne - £305,000-£309,999. BBC 6 Music, Desert Island Discs. 2017/18 figure: £230,000-£239,000
Gabby Logan - £290,000-£294,999. Various sports including athletics, football, rugby, Commonwealth Games and Sports Personality of the Year. 2017/18 figure: £230,000-£239,999.
Nick Robinson - £290,000-£294,999. Radio 4 Today programme, Political Thinking plus Panorama and news specials. 2017/18 figure: £250,000-£259,999
John Humphrys - £290,000-£294,999. Radio 4 Today programme.
Jeremy Vine - £290,000-£294,999. Radio 2 lunchtime show
Scott Mills - £285,000-£289,999. The Scott Mills Show on Radio 1, Radio 1 Breakfast Show cover, Biggest Weekend and festival coverage, Eurovision Song Contest.
Dan Walker - £280,000-£284,999. BBC Breakfast, Football Focus and FIFA World Cup. 2017/18 figure: £220,000-£229,999
Ken Bruce - £280,000-£284,999. Radio 2 mid-morning show, Friday Night is Music Night, Eurovision Song Contest
Evan Davis - £275,000-£279,999. Radio 4 PM, Newsnight, The Bottom Line on Radio 4. 2017/18 figure: £250,000-£259,000.
Jo Whiley - £270,000-£274,999. Radio 2 drivetime show and evening show. 2017/18 figure: £170,000-£179,999
Sophie Raworth - £265,000-£269,999. BBC News at Six and BBC News at Ten. 2017/18 figure: £200,000-£209,999
Emily Maitlis - £260,000-£264,999. BBC Two's Newsnight. 2017/18 figure: £220,000-£229,999
Mishal Husain - £255,000-£259,999. Today programme, BBC News bulletins, Radio 4's From Our Home Correspondent. 2017/18 figure: £220,000-£229,999
Fiona Bruce - £255,000-£259,999. BBC News, Question Time. Antiques Road Show. 2017/18 figure: £180,000-£189,999
Laura Kuenssberg - £250,000-£254,999. Political editor. 2017/18 figure: £220,000-£229,999
£245,000 - £249,999. Justin Webb, Martha Kearney, Simon Mayo.
£240,000 - £244,999. Sarah Montague, Jon Sopel.
£235,000 to £239,999. Sara Cox.
£230,000 - £234,999. Mark Chapman.
£225,000 - £229,999. Greg James
£215,000 - £219,999. Jeremy Bowen. Victoria Derbyshire.
£210,000 - £214,999. Jermaine Jenas. Amol Rajan.
£205,000 - £209,999. Louise Minchin. Katya Adler. Ian Wright
£200,000 - £204,999. Clive Myrie.
£195,000 - £199,999. Fergal Keane. Mary Berry. Sue Barker.
£190,000 - £194,999. Naga Munchetty. Charlie Stayt. John McEnroe.
£185,000 - £189,999. Tina Daheley.
£180,000 - £184,999. Annie Mac. Adrian Chiles. Mark Easton.
£175,000 - £179,999. Nihal Arthanayake. Clare Balding.
£170,000 - £174,999. Reeta Chakrabarti. Simon Jack. Rachel Burden. James Naughtie. Jonathan Agnew.
£165,000 - £169,999. Ben Brown. Trevor Nelson.
£160,000 - £164,999. Orla Guerin. John Pienaar. Sarah Smith. Shaun Keaveny.
£155,000 to £159,999. Jane Hill. Mark Radcliffe. Eddie Mair.
£150,000 to £154,999. Joanna Gosling. Clara Amfo. Dotun Adebayo.
Only because we have the annual TV tax on all households, can the BBC afford to pay its management and employees these totally unrealistic salaries. It is a massive inequity for the BBC alone now to also be the regulatory agency concerned. This would be legally challenged in any of the democratic jurisdictions, but not here in the UK.
Bus campaign continues for disabled and pensioners
This sign on the buses is constantly ignored by younger people
Many bus routes are being cut or eliminated instead of extended
Efforts continue to press the national government and councils to stop reducing or eliminating bus routes, one of the victims of ever-increasing council budget cuts despite the constant upward creep of council taxes. See the website at www.bettertransport.org.uk. Our own Sovereign Harbour North to Eastbourne town centre bus service is a case in point. It is hourly only, ends in the evening and pensioners who have free concessionary bus passes are unable to start using them until 10.06 am because of the times of this bus service. Yet, ironically, businesses are being encouraged by a new economic development plan to locate to Sovereign Harbour.
Carers Allowance pittance
Lowest in the entire EU and beyond by far, a disgrace at only £66.15 a week for full-time registered carers including wives or husbands who work 24 hours a day, far more than the national average. It is the main benefit for people providing unpaid care for spouses, families or friends. It is lower than the £8.70 more paid in Scotland, especially when the latter's Carer Supplement - not applicable in the rest of the UK - kicks in, of an additional £226.20 every six months from the year 2021.
Climate Change Facts, Fiction, effect on Pensioners and Realism
Is the Earth's climate in the process of changing? Yes it is. It has always been in the process of change. Is human activity having a significant effect on the climate of Earth? No, it is not. The forces that cause continuing change to the climate are MAGNITUDES greater than anything that Humanity's feeble activity can produce. Those forces are NOT limited to volcanic activity, though that is a major factor. They also include Solar activity, cyclical change of the Earth's axial tilt, variations in the planet's orbit, precession, plate tectonic activity, changes in the albedo (reflectivity) of the Earth's surface, and continental drift. Each and every one of these forces are far beyond Humanity's power to change, or even minimally affect.
For example: are we able to stop even a single small volcano erupting? Of course not. Nor do we have the ability to even slightly alter or prevent any of the aforementioned forces from doing what they do, and have always done. Producing, over the preceding eons, changes in the planet's geophysical condition that were both MUCH hotter and MUCH colder than what we experience today. And those massive climatic changes occurred long before humanity made it's appearance on the global scene.
Natural factors beyond our control:
It is distressing and misleading fiction to say we are doing nothing, as some prominent unrealistic and selfish Climate Change activists both young and old have been claiming, falsely. The measures being taken below have and will be costing us all, hugely.
Climate Change activists also want airline travel stopped, fossil fuels ended, certain developing countries like China (worst of all polluters), excluded from penalties but developed countries to pay a premium, gasworks removed (more than 80% of our homes have gas for heating and cooking), etc. They also want to see cattle and beef stocks hugely reduced on farms, despite the likely knock--on effect on milk and meat prices, because of the nitrogen they emit. But none have mentioned that humans are the worst offenders, that human procreation should be limited or licensed, that homes should be heated by re-cycled human waste. Surely, they too should be investigated?
Council Tax increases/injustices
For more details see our Council Tax Wrongs. Council Taxes, for the sixth year running, have increased by an average of 4 percent, to the huge disgust of consumers.
Council taxes, say leading newspapers, are Britain's most hated taxes for their nation-wide unfairness. As one example of a newspaper's condemnation, the Daily Telegraph published a comprehensive report in June 2016
The UK's present system of council taxes is manifestly unjust. As merely one of thousands of examples, disabled seniors living in small leased 2 bedroom leasehold flats in Sovereign Harbour, Eastbourne, worth less than £260,000 but at Eastbourne Borough Council and East Sussex County Council Tax Band E pay much more - nearly double - in Council Tax than owners of freehold, multi-bedroom, million-pound properties in Band H in central London.
Massive inequities since 1991 have been consistently ignored by British Members of Parliament irrespective of political party. In 27 years they have not seen fit to change the system with its unfair practices. Other countries are required by law to re-assess their property taxes every 3-5 years. .
There has to be a council (property) tax on every property. But it has to be balanced, fair, equitable, logical and consistent. It began in theory as and should be a reliable indicator of the fair market value of a property including the house or flat or cottage or bungalow, land on which it sits, what outbuildings or garages there are. It should not matter for market-value evaluation purposes whether the property is a house or flat or cottage or bungalow, instead of it being so discriminatory as it is now.
What should matter is an actual or accurately assessed market price, with a legislative methodology to ensure the entire valuation system is reviewed regularly at least every five years as other countries require. The process should ensure that every property bought and or sold routinely shows both its market price and its council or property tax on property particulars.
This will avoid any accusation of discrimination, with the valuation of every property open for public inspection to achieve complete transparency.
It should not be just a single isolated local authority tax but one mindful of and comparable with council taxes in other areas. It should have enough council tax banding width to easily ensure that unless a property is equal in total value to Buckingham Palace it should be council taxed at merely a fraction of the latter's council tax.
And if/when market prices fall instead of going up, the property tax should also fall. No such fair, decent, consistent, regularly updated methodology applies to Council Taxes in Eastbourne.
Instead, the Eastbourne Borough Council at www.eastbourne.gov.uk, and its East Sussex Council partner, with the approval of the British Government and all its 650 legislators, applies such a massively unfair council tax system that even small modest two bedroom flats with a market value of under £260,000 and no property-owned land at all pay appreciably more Council Tax than (a) other local properties with an often far higher market value and (b) 775-room Buckingham Palace in London, 90 miles away, worth about £980 million and other multi-million pound properties and their personal gardens in the most affluent areas of London.
Examples. (a) January 2019. a spacious penthouse 3 bedroom apartment in the affluent area of Silverdale Road, Lower Meads, Eastbourne, was advertised for sale at £385,000 showing Council Tax D but a 2 bedroom upper ground floor apartment on San Diego Way, Sovereign Harbour North, Eastbourne, worth much less, £260,000, pays a higher tax, in Council Tax Band E.
Sadly, in the December 2019 UK-wide General Election, not a single political party put Council Tax reform on its manifesto.
Disability laws compared to Europe, Canada, USA, etc.
UK disability laws need updating and improving to match disability laws elsewhere. Eastbourne and Brighton both in East Sussex are the two most disabled-unfriendly places in the UK. Disabled visiting Americans, Australians, Canadians, Europeans, etc shocked by our poor disabled laws and regulations compared to where they live
Yet local disability groups are not demanding legislative changes. There is no comparison with the USA's powerful and effective Americans With Disabilities Act (ADA) - see http://www.ada.gov or similar in Europe, Canada and beyond. (In Canada see http://www.ccdonline.ca/en/socialpolicy/fda/1006).
The lack of UK legislative teeth and the unwillingness of the police to act as law enforcement officers in Eastbourne to act on disability abuses has caused many to complained internationally.
We hear about them because our Eastbourne & Sovereign Harbour Disability Association at www.sovereignharbourgazette.org.uk/ESHDisability.htm networks with overseas groups, and several of our members once lived and worked overseas where disability standards are both so much higher and legally enforced. All disabled visitors to the Eastbourne area from where disability provisions are fully protected by law both in the public and private sectors, need to know that similar comprehensive disability laws do not apply here. This is stated in www.sovereignharbourgazette.org.uk/ESHDisability.htm.
It needs to be noted that British visitors to those parts of the world who are not disabled but regularly abuse local disability laws because they can get away with it here in the UK are the worst offenders by a huge margin. When we sent emails reporting visitors' complaints in Eastbourne to the Eastbourne access group, instead of being concerned enough to refer them to their councils and legislators in hope of action to remedy defects, all we got were complaints.
Hopefully, the UK Parliament, when debating how European Law will be incorporated into UK law prior to Brexit, will use EU-wide Disability laws to replace and give some legal teeth to very inferior UK disability provisions.
Energy Costs are sky-high compared to elsewhere
We still have to search yearly for the best energy deal. The cost of electricity, averaging 18p per kilowatt hour plus a standing charge (surcharge), is outrageous compared to the USA's, Canada's and the EU's overall national average of US$0.11 cents per kilowatt hour.
Law Commission's proposed Leasehold Reform must finally right many wrongs
The Ministry of Housing, Communities & Local Government. New government initiatives to modernize living conditions must be implemented. Many affect pensioners and young people living in Sovereign Harbour and elsewhere.
One is Commonhold instead of Leasehold. Those living in leasehold not freehold properties are asked by the Law Commission to consider the advantages of commonhold over leasehold, such as ownership not expiring so the costly procedure of lease extension does not arise; management responsibility rests exclusively with a commonhold association made up of unit holders - and more.
Other proposals are also being debated some of which may affect and benefit the thousands of leaseholders in Sovereign Harbour, Eastbourne. Comments to email@example.com. Phone 020 3334 5333 or write to Rachel Preston, Law Commission, 1st Floor, Tower, 52 Queen Anne's Gate, London SW1H 9AG.In October 2018 a report from these authors was emailed, highlighting inequities in Sovereign Harbour freehold and leasehold premises.
Some really serious issues have still not been addressed.
Here are some of the worst ones:
Why is it that Estate Agents and the Royal Institution of Chartered Surveyors are ignoring the laws in effect since 2009 that require them to disclose all relevant facts about properties they market for sale or rent, or advise on in terms of value, to freehold and leasehold buyers? They can no longer escape their responsibilities in this regard, because the waiver that once applied no longer applies. They should be revealing the precise terms of the Annual Estate Rentcharge. They should not be misleading their clients by referring to Annual Estate Rentcharges as "harbour charges" implying they are equivalent to regular harbour charges imposed by other harbours and marinas. Presently, not on most estate agents or Eastbourne Borough Council or East Sussex County Council or RICS websites is it revealed that purchasers/leaseholders of residential Sovereign Harbour property must pay a unique annual and increasingly expensive flood defence and harbour charge of £263.55 a year in 2020 in addition to council taxes, property insurance, management fees and ground rents. Because of their failure to disclose the full facts 99% of newcomers who buy or lease Sovereign Harbour homes who are not from this area do not find out about this liability until they have completed their relocation or are about to do so, by signing their leases. Nor do any estate agents or RICS members or local councillors state, as they should, that in respect of the Annual Estate Rentcharge a much wider flood zone area than just Sovereign Harbour is involved, affecting likely as many as 17,000 properties beyond Sovereign Harbour, including all those in Pevensey, Pevensey Bay Bexhill-on-Sea nine miles to the east, yet only those 3,119 Sovereign Harbour residents and their successors must pay the charge levied by the multi-billion £ conglomerate The Wellcome Trust, its Premier Marinas, Sovereign Harbour Trust and other subsidiaries - which exempt all businesses including landlord owners of all properties including managing agents and property developers. The Eastbourne Member of Parliament and Eastbourne Borough and East Sussex County councillors have refused to help right this wrong. In fact, one local authority councillor is a Director and Trustee of the private Sovereign Harbour Trust and its subsidiary company both of which levy the Annual Estate Rentcharge on behalf of The Wellcome Trust and Premier Marinas. A second unique covenant requires owners/leaseholders of 369 South Harbour properties in the water feature precinct to pay a further annual charge of £328 in 2020. It is the only such water feature in the world that applies such a charge to properties overlooking it.
Why are some buildings that could and should be sold as freehold being sold as leasehold? The relatively few so-called "freehold" homes in Sovereign Harbour are not freehold in fee simple. They too must pay the Annual Estate Rentcharge and a management fee. For example, apartments in some new 4-apartment Sovereign Harbour buildings were sold on 999 year leases. So they incur costly management fees and more.
Why are garages underneath multi-story residential buildings of flats - occupied by only some of their tenants - required to be subsidized by all tenants but when such buildings have lifts, only their tenants have to pay an additional annual maintenance charge? If lifts are not regarded as common-to-all property, why are their garages?
The inequity caused by the lack of appropriate laws that presently allow owners of specific apartment buildings to tell certain individuals who lease apartments or flats that they can let their premises out on short term daily or weekly or monthly rentals, but at the same time to tell others in the same building, and even to include this in their lease, that short-term renting is not allowed.
Landlords ought to be required by law to impose the same leasehold restrictions in every lease of every apartment in the same building.
Mis-use by cyclists of Sovereign Harbour walkways as cycle paths
Throughout Sovereign Harbour in Eastbourne, nuisance cyclists, many not living in the harbour area but in nearby caravan parks, interfere daily with the safe passage of resident walking pedestrians. Many are elderly and with limited mobility or disabled or have hearing problems.
Cyclists believe wrongly they have an unrestricted right to cycle on both the narrow North Harbour beachfront pedestrian-only path (not a cycle path), which is not wide enough to let four people pass without giving way) and the wider inner harbour walkways. They also believe, again incorrect, they have the right of way and ring their bells to get walkers out of their way.
Some cyclists even believe they have a right to ride two abreast. They deliberately avoid the less scenic but purpose-built cycle track shared pavement running the entire length of Atlantic and Pacific Avenues.
Eastbourne Borough Council and East Sussex Council, both with jurisdiction in this matter, have not acted to stop this abuse. Nor will the neighborhood panel, or the police, act. They must take action to stop this before elderly or disabled or deaf walkers get hurt by a cyclist.
More calls for introduction of a Pets Charter
Sovereign Harbour is a classic example of an animal wrong that needs to be righted. Most Sovereign Harbour residential buildings are apartments or flats and most of their landowners state in their leaseholds that tenants cannot have animals. But some do anyway, when family members or other guests bring dogs which sometimes wet the carpet of lifts.
Yet while tenants are so restricted, the general public who use Sovereign Harbour pathways and walkways with their dogs are not similarly regulated in any way. They come in droves, with no objections from councils or landlords to their use of any Sovereign Harbour route.
Why does this tenancy unfairness by landlords exist? Called for - and not by one political party but by those who support other political entities too - is a pledge to give leasehold tenants in both public and private buildings a default right to keep pets in the leased or rented properties.
People want and expect cross-party support to create or strengthen the rights of tenants to keep most smaller types of pets (cats, dogs, birds, etc).
Many pensioners have - contrary to their landlord's leasehold requirements - cats or dogs, or fish in tanks or birds in cages as their only full-time companions. But there must also be a proviso that all concerned who want such a Pets Charter - including pensioners and those who are disabled in out of wheelchairs - are physically able to clean up their pets messes, both indoors and outdoors; and will put their dogs on leashes when required by local ordnances.
New Members of Parliament from 12 December 2019 and why
When the referendum was held in 2016 it was the (slim) majority wish of the British voting public that Britain should leave the European Union.
The EU should have been solely a trade entity. But when it became such a hugely political organization that it affected the currency, laws, immigration policies and more of every EU nation, it became intolerable to some. When then-Prime Minister David Cameron visited the EU in 2015 in an attempt to persuade the EU to give the UK a better deal, the EU ignored him, foolishly.
It led to the referendum taking place in 2016. Unfortunately for them on 12th December 2019 the political parties concerned that helped to create with their constant negative carping and sniping over the last two years lost hugely from the UK's General Election on that date.
Their actions really turned people off. None of the UK's political parties in Parliament ever resolved to work together to come up with a deal. From the start they should have been required to co-operate as a cross-party entity to craft a deal. MPs of all political parties, with their bickering and sickening political party posturing instead of working in the collective nation-wide interest made a laughing stock of our democratic process.
They became blatantly adversarial. In the debacle, the attitudes of many of us hardened. Some of us who were Remainers were so shocked by the inflexible attitude of the EU that we became Leavers. Fed up with the three-year process, people voted the way they did on 12 December 2019 to end it.
NHS: how it particularly affects pensioners
We who live in Sovereign Harbour are fortunate to have a National Health Service (NHS) Harbour Medical Practice that is excellent in many ways, easy to get to, less than a mile away from where we live and with fabulous doctors and staff.
It is just such a shame that despite the continued fine efforts of this constantly busy practice serving approximately 7,500 patients to arrange periodic special days to devote to specific health problems and with help from its small but active volunteer Patient Participation Group, so few of its many patients usually bother turn up on those days to listen, learn and benefit.
In so many ways the NHS is a terrific organization (and the largest single employer both in Eastbourne area and the UK). But as reported by the BBC in https://www.bbc.co.uk/news/health-51032691 we could now face massive delays in getting GPs to look into our problems.
Eastbourne and other south east of London areas have the most patients per available GP in the whole of the UK. There is a critical shortage of available GPs and to make matters worse, it has also been reported recently by the BBC that younger GPs don't want to take on too much work and older doctors will not do overtime because it will put them into a substantially higher tax bracket.
But as laymen we have to ask three key questions. First, given the size and scope of the NHS and its hundreds of thousands of employees, surely there has long been an urgent need for a specific NHS University to train and when appropriate re-train and/or additionally accredit doctors, nurses and other NHS staff? Should the present system be overhauled? If so, and on graduating from it, surely newly qualified doctors and nurses should agree to serve the NHS for at least a specified minimum contract time?
Second, surely it is high time that all doctors, consultants, nurses and other healthcare professionals who work at NHS hospitals GP Practices and health centres become re-classified as NHS employees in their respective fields, instead of many or most doctors becoming self-employed.
Three. It is hoped the NHS will now stop losing money from the public purse by default and at last implement a policy to ensure it is adequately paid for its services by non-residents of the UK who in the past and presently have deliberately defrauded the NHS. Visitors from non-European countries, like Africa, Asia, Caribbean islands, Bermuda, Canada and USA who do not have NHS numbers are the chief offenders.
Once, patients at any NHS practice could count on one doctor attending to their needs for some appreciable time. Nowadays, in many practices, patients have to see different doctors each time. With the present-day complexity of the NHS this is understood but regretted. Progress has meant more impersonality in healthcare.
Another area of concern relates to the NHS being so wasteful (as has been alleged) in one area, costs of medicines. Reports have been received from people who claim they have personally been involved, that instead of a central NHS unit ordering medicines in bulk, to achieve maximum economies of scale for the NHS as a whole, but with individual NHS Trusts collecting the medicines, the latter all do their own ordering, with no economies of scale at all. If true, this too needs a drastic change for the better.
There have also been disturbing reports of massive golden handouts to retiring or terminated NHS Trusts executives, far higher than the private sector would bestow. Does the NHS really need to many separate trusts with their chief executives being paid so much? Would not regional heads be much more cost-effective? Is the NHS over-managed in some areas?
In defence of the NHS, when it serves so many people with so much care and devotion, at no cost to them at all for hospitalization and surgery, why should they be able to sue the NHS for those very few operations and procedures which are botched? None are deliberate but these legal actions cost the NHS £ millions annually in settlement after being sued. Surely, there should be a waver of liability attached?
Also, despite the fact that so many thousands of patients, including pensioners, need to use life-changing drugs including thyroid drug liothyronine, many were recently -thankfully only temporarily - denied it when it is deemed too expensive after one of the pharmaceutical companies supplying it recently jacked up the price from 16p a tablet to the-then NHS cost of £8.55 a tablet. Other competing companies offer prices only slightly lower.
The Competition and Markets Authority - see https://www.gov.uk/government/organisations/competition-and-markets-authority - needed to investigate this outrageous increase in price of 5,663%. What other drug-price-abuses have occured and what is our government doing about this? We expect the NHS, which does so much good for so many people, to be able to get advantageous and competitive prices from manufacturers.
We expect our government and its agencies, including the Competition and Markets Authority, to act in the interests of consumers and our NHS.
Not until very late 2019 did our government state that the scandal of high-cost parking at NHS hospitals, run by private car park companies, was going to end, with concessions for certain patients and their visitors. The previous system was a rip-off, with most private car park companies seriously negligent. But we now face another problem, more gross misuse by able-bodied drivers of disabled car park spaces.
Violations galore have continued with NHS hospitals, the councils in which they are located and central government consistently both unwilling and unable to do what hospitals, local authorities and central governments beyond the UK have routinely done for years, namely crack down with heavy fines, imprisonment for persistent offenders and confiscation of their vehicles for deliberately and contemptuously ignoring the legal rights of the truly disabled whose disabilities are such that disabled parking spaces closer to hospital and other medical services are really needed.
Another problem affects those who want to travel to Europe. What will happen to their NHS-provided European Health Insurance Cards (EHIC) with effect from January 1, 2021? The UK exits the EU on 31 January 2020 but it has been revealed the EHIC cards will remain valid until December 31 of that year. The EHIC has been a huge relief to many travelers to Europe. They were able to get the same level of free basic healthcare and hospitalization in the EU that the NHS in the UK provides. Will this stop completely after 31 December 2020?
At some NHS medical centres and GP surgeries it is now stated that pharmacists have a unique role to play. They can often be the first persons to contact for minor health problems where patients do not need to see a doctor. They can also give heart tests. Some common other complaints where a pharmacist might help are aches and pains, headache, migraine, period and teething pains, allergies and stings, colds and flu, ear care, stomach ache, skin and mouth problems, hay fever and more.
But what has not been stated is that when you visit a pharmacy without visiting a doctor first and without a doctor's prescription to help remedy what ails you, any off-the-shelf non-prescription medication you get from that pharmacy will have to be paid for instead of it being normally free of cost when payment exemption normally applies.
Many have publicly expressed their apprehensions that in the event of a post-Brexit trade deal between the UK and USA the NHS could become a target. It is hoped this will not happen, that the BBC not NHS will instead be affected because the USA's Public Broadcasting Service is free to all, unlike the BBC with its awful and expensive TV Licensing requirement for all households including from 2020 those over 75.
But it should be known by those who want the NHS to stay British that more and more NHS goods and services are already in American hands. Examples include Boots and ASDA stores and pharmacies wholly owned by giant American corporations; in-hospital patient TV services are American controlled; corporate ownership in the USA of a vast array of prescription drugs sold or dispensed in the UK; and in England, Scotland, Wales and Northern Ireland vast numbers of NHS-used computers and diagnostic machines are made in or directly or indirectly supplied by the USA.
The NHS has announced its Long Term plan - see https://www.england.nhs.uk/long-term-plan/- with more staff to serve in communities. It has too many points to mention here but it is encouraging, especially to those of us who are older. Many new services are either already in place or are being contemplated. A Long Term Plan National Assembly is also on the cards, see https://www.longtermplan.nhs.uk/wp-content/uploads/2019/02/terms-of-reference-nhs-assembly.pdf
A newcomer is Social Prescribing and its mention of public partners. At first sight it appears similar to what has been achieved in NHS Scotland for some time. See https://www.nhstayside.scot.nhs.uk/GettingInvolved/NHSTaysidePublicPartners/index.htm.( Both this author and his wife were once NHS Tayside Public Partners until we re-located in 2016 to Eastbourne). It was a wonderful experience and helped us hugely to realize what an amazing organization the NHS is. It has helped us so much in so many ways, not just medically but in our appreciation of the NHS and its services. We hope this will help all NHS patients to realize what a uniquely valuable organization it is.
National Trust's Essential Companion cards
This nice gesture from the National Trust is warmly welcomed. It enables any single necessary companion or carer of the card holder - who does not have to be a member of the National Trust and is often a pensioner with a recognized disability - to enter free of charge at any National Trust property in England or National Trust for Scotland. Normal membership or admission fee applies to the cardholder.
This card is for the cardholder's use only, is not transferable, valid for one year at a time and must be presented by the cardholder at the time of admission to each NHS property. The disabled and/or elderly are very grateful to the National Trust for allowing a companion caregiver to accompany them to see glorious National Trust properties at no cost when Essential Companion cards can be produced.
Social Care unfairness of Councils
The current social care system used by local authorities throughout the UK cheats residents, unlike the methodology long-used in the European Community.
There, National Health Service and Local Authority equivalents were long ago integrated and treat all citizens fairly and equally. There, there is no need to sell your home, or seek a "Deferred Payment Agreement" with your relevant local authority. It has been revealed that more than 6,400 such agreements worth over £214 million are in effect. Under such agreements if their savings are less than £23,250 then in England then the local council agrees to pay home care fees itself and is repaid from the estate of the person in care when he or she dies
In bleak contrast, except for system shown above that merely defers payment, does not eliminate it, here in the UK those with total assets including their homes exceeding £23,500 may have to pay up to 100% of their care, while others with total assets including the value where they live if their own it or own their lease for over a specified length of time can get up to 100% local authority funding.
Scandinavian and other European countries are appalled by this callousness towards the elderly here in the UK. A new type of social care system – a combination of National Health and Social Care Service – integrated with the NHS and funded through general taxation, is called for, urgently.
What we really need now here in the UK is a tax-funded National Care Service that can cater to all with care needs, not just the people below the minimum total assets threshold described earlier, along the lines of what has happened beyond England. The current system of social care funding is grossly unfair and needs revision as a matter of urgency.
A few years ago, the Scottish Government introduced it throughout Scotland and while not perfect, it is working. The rest of the UK should, too. See http://www.gov.scot/Topics/Health/Policy/Health-Social-Care-Integration and http://isdscotland.org/Health-Topics/Health-and-Social-Community-Care/Health-and-Social-Care-Integration/ and https://www.kingsfund.org.uk/publications/integrated-care-northern-ireland-scotland-and-wales.
See What it Means in Scotland, at http://www.communitycare.co.uk/2013/05/16/what-integration-with-health-means-for-scotlands-social-workers/ and our own summary about this at www.sovereignharbourgazette.org.uk/Integratedservices.htm.
Eastbourne's Sovereign Harbour's outrageous £263.55 in 2020 Annual Estate RentCharge
So say numerous estate agents and legal entities. It applies nowhere else in the UK, Europe or the world, yet our Member of Parliament and Eastbourne Borough Council and East Sussex County Council councillors have not seriously tried for more than 15 years to get it revoked. They keep saying they are working on it purely to help get them re-elected.
This injustice accentuates to the world that there are two Eastbourne's, not one. Eastbourne 1 has 11 wards and is fair. But Eastbourne 2, with one ward, Sovereign Ward, of which Sovereign Harbour is the bigger part, is massively prejudiced against.
Pensioners who seek to move to Sovereign Harbour and at the same time need or want to downsize not just in terms of size of a house or flat but also in recurring annual or monthly expenses such as council tax and other overheads, should beware of this unique annual Estate Rent Charge. Why? Because so many law offices of repute warn you to beware of investing in a place with unique covenants and other restrictions.
In Sovereign Harbour alone, nowhere else in the UK or Europe or the world, all freehold and leased homes or flats, whether worth £180,000 or £800,000, will cost you and those who later buy your property a covenanted Estate Rent Charge of £263.55 in 2020 based on the rate of inflation. Plus, Council Tax, even for a modest 2-bedroom flat, will also be much higher than equivalently-priced properties elsewhere in Eastbourne or beyond.
What makes it so additionally unfair is that only the 3,119 Sovereign Harbour residents concerned pay this flood charge, not the more than 14,000 residents also in the same flood area east of the harbour. And, if you plan on living in a certain part of Sovereign Harbour South, you will have to pay a further covenanted annual Water Feature charge of a type that exists nowhere else.
And although all developments are private including the pathways and walkways, the public are free to roam anywhere, with their dogs and cycles, completely without charge, with only the residents having to pay. Qualifying residents who live there are not offered the exclusivity they deserve and should be entitled to when they sign their leases.
Only when this Annual Estate Rentcharge is revoked will Sovereign Harbour be a much less expensive place in which to live. Until then, pensioners need to know that Sovereign Harbour requires you to pay appreciably more in overheads not found anywhere else in the UK. Even when other the few other places have an Estate Rent Charge, it is only nominal, £10 or so a year, not Sovereign Harbour's outrageous £263.55 per unit.
Our Member of Parliament until 12 December 2019 never acted to help right this wrong, did not call for repeal of applicable legislation and covenants that exist nowhere else. Hopefully, the new MP will. The local community group which says it represents residents has never tried to take this case to Members of the European Parliament and beyond.
Some residents are now making a formal complaint to European, North American and other authorities. Some also want the injustice and world uniqueness of the Estate Rent Charge to be brought to the attention of the new Duke and Duchess of Sussex, international press organizations and more.
A formal complaint about the injustice and unfairness of the Annual Estate Rentcharge was also made in September/October 2018 to the Government's Housing, Communities and Local Government Committee, House of Commons, London SW1A GAA. Email firstname.lastname@example.org. But no reply has been received from its members who are: Edward Beale, Clerk, email email@example.com; Jenny Burch, Second Clerk, email burchj@parliament; Tamsin Maddock, Committee Specialist, at firstname.lastname@example.org; Nick Taylor, Committee Specialist, email email@example.com; Tony Catinella, Senior Committee Assistant, email firstname.lastname@example.org and Eldon Gallagher, Committee Support Assistant, at email@example.com.
It is incredible that with so many other things being legally amended or eliminated or eradicated in the interests of justice, there has been no change in this long-outstanding matter.
Travel Insurance for elderly with medical conditions is outrageously priced
More than 15 million people so affected are unfairly treated by travel insurers. Those issued by Santander and its travel insurer Chubb were singled out in a The Times newspaper report of 6 October 2018, page 65.
The Financial Conduct Authority, the industry regulator, has noted how those with medical conditions face a lack of transparency around policies and have great difficulty finding competitively-priced insurance. In future comments, we will show what options could and should be available to those who may need them, as well as those not always needed, such as repatriation home in the event of death.
Only in the UK do citizens and residents have such a hard and expensive time in getting travel insurance at an affordable price. Why! Canadian, American, Europeans, etc. can get travel insurance inexpensively.
Winter Fuel Allowance (WFA) not increased since 2012
A universal age-related benefit not means-tested. It once enabled UK-resident pensioners to recoup about a third of the cost of their heating and lighting costs. Now it is less than one sixth.
Yet in comparison, local government council taxes, Members of Parliament salaries, fuel costs and overall costs-of-living, to quote just three examples, have risen by at least 5% a year since 2012. The injustice of this by the government has not been reported internationally. Fuel poverty affects over 40% of all pensioners. True, there are some who can afford to give the WFA to the NHS as Dame Esther Rantzen has suggested. But most pensioners of moderate means or lower cannot.
It is worrying that this long-standing matter has not yet been addressed by Members of Parliament, local authorities, seniors associations and groups concerned about conditions affecting the elderly. Premier Boris Johnson and his new majority government need to right this wrong before it receives unfavorable international publicity.
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